IRA Renewal--What Would You Do?

[TytaniumK]

First time....way back in 2007 I got 5.0% for 30-mos. Life was good.

Then, had to renew in May 2009...only got 2% for 12-mos...bummer.

Now, May 2010, I gotta renew again--here's my sad options:
12-mos = 1.45%
18-mos = 1.50%
30-mos = 1.60%

Hoping the economy turns around, I'm thinking 12-mos @ 1.45%.
What's The Wise(est) Decision at this point and time? TIA. Ty-K

[mopardave]

I switched my money to Annuities at 5%. Brenda set it up for me.

[EssexExport]

There's always gold.

[MeanCat]

Dig a hole in the back yard and bury it.

[katmat]

I would check the rates at the First National Bank of Moddersville!

[Dixie Cat]

ask your personal accountant for advice